Professional Liability

Mistakes Happen

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At CBIZ-Sattler Insurance Agency, we understand that mistakes happen. That is why we are committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it is important for your business to have general liability coverage for property damage and bodily injury, CBIZ-Sattler Insurance Agency recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’ Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a representative with CBIZ-Sattler Insurance Agency today to prevent mistakes and errors from becoming major losses for your business.

 

Our Location

CBIZ-Sattler Insurance Agency

1504 8th St
Lewiston, ID 83501
Main office: 208-743-9426
Toll free: 800-615-8418

Our Providers

Testimonials

"I would like to compliment You on a Great choice on one of your staff: Katy Miller is one of the finest Insurance agents I have ever worked with !! Anytime I ask for any info, She is very quick to respond with an answer. Her follow up is 2nd. to none!! When I stop in unannounced, Katy always has time for me!!!! It’s a pleasure to work with Katy each & every time I need help..."
Gary & Lydia Johnson
"Tyler, I appreciate your persistence with obtaining insurance for Jackson Hole Packraft. It enabled me to have a record-breaking season. It was a pleasure to work with you!"
Amy Hatch - Owner of Jackson Hole Packraft
I have recently taken over Grand Canyon Expeditions position as President of the company. I have been involved with GCEX for over 28 years, but never really involved in the details of our insurance and our commitments to the NPS as a concessionaire. Holly Friede was so kind and patient with me in helping me to understand and get a grasp of all the details, she even helped me to make additional decisions to better our coverage in this economy. As we would say to Holly and Sattler Insurance from the river...”many thanks to you, with big waters, blue skies and a GRAND season, thank you from the bottom up”. Sincerely, Marty Mathis /Grand Canyon Expeditions
Marty Mathis - Grand Canyon Expeditions